First, Arizona Homeowners Insurance is our primary personal line!
Second, we ere really have The Cheapest price for Homeowner’s Insurance with great coverage.
Third, we are a local family-owned independent insurance agency and our PRIORITY is YOU!
We understand that your Arizona home is one of your most valuable possessions. This is why our Insurance Agency considers it a matter of pride to offer homeowners insurance in Arizona and enable you to keep your possessions safe. We try to develop values and companies offered in such a way that it is significant for customers like you. Seeking MAX coverage and a MIN premium for a various range of coverage options to safeguard every corner of your home.
Homeowners insurance discounts in Arizona
With us, you can have convenient access to the best discounts that offer top savings for Arizona residents from our many companies without going from agent to agent. Our already cost-effective Arizona homeowner’s insurance policies become even more affordable for the people in Arizona as we find the one that fits you best in this particular time frame. For homeowners who are already covered with another insurer or want to insure a newly bought home, you can possibly receive a Welcome Homeowners Insurance Discount and save big in the first two terms of the policy.
Other discounts our companies offer to help you get the cheapest homeowners insurance:
- Advance purchase discounts when purchased 10 or more days in advance
- DIY Inspection discount
- Smoke-Free discount
- Claim-Free discount
- Preferred Buyer discount
- Hail Resistant Roof discount
- New Roof discount
- Loyal Customer discount
- Home Safety Features discount
- New Home discount
- Multi-line discount
- Paid in Full discount
Facts regarding The Grand Canyon state living
The state has approximately 150,000 houses which are at an explicit risk from wildfires as per the study of the 2010 U.S. Census. The issue is not calming down even in recent years as Arizona faced 1,662 wildfires only in 2015, causing a burn of over 150,000 acres of land. However, with Ganyo, your homeowner’s insurance policy covers the damage inflicted by wildfire to your home and possession up to the coverage limits of your choice. Make certain that you buy sufficient dwelling protection & personal property insurance to fully cover the replacement of your property.
Severe heat of the desert
Arizona’s love story with high temperatures is no more a mystery as the hot weather does not only cause health issues but could become a source of stress & damage to the home & household items. The high intensity of heat does not only wear down the appliances on roofs more quickly but at the same time, the air conditioner tends to work even more forcefully which causes it to lose its shape way earlier than the normal anticipated lifetime.
Low Homeowners Insurance premium
As per the records of the Insurance Information Institute, in the year 2013, the aggregate of Arizona homeowner’s insurance premium paid by users was $724 which is much lower than the overall national average which stands at $1,096. It is because of numerous aspects like the low risk of major storms and more.
Homeowners Insurance Standard and Additional coverage
When an accident occurs, your priority is your significant stuff like protection of the family, home’s structure or savings, etc. When you buy insurance from our Independent Insurance Agency in Arizona, you can have a comprehensive set of standard cover plans for all of your insurance needs.
In Arizona, around 4 tornadoes per year are common and that’s with flash floods happening as a consequence of tropical storms every two years or so. However when, hail, wind, and other covered weather hazards causes damage to your home. Your policy compensates and provides expenses for repairs. The coverages that are standard with Ganyo Insurance Agency are:
- dwelling coverage,
- liability coverage,
- personal property protection,
- guest medical protection,
- loss of use,
- other structures cover,
- water & sewer Backup Coverage
For example, if you find that a standard homeowner’s insurance policy doesn’t provide enough coverage for your jewelry, you may want to consider purchasing additional coverage – stand-alone Personal Inland Marine Insurance.
As you are getting a free Arizona Homeowners Insurance quote from The Ganyo Insurance Agency, it is recommended to review your needs for additional coverages to have as much protection as you need from your insurance policy.
Nowadays there is a lot of campaigns and endeavors towards the eco-friendly environment, so it is not a difficult thing for you to maintain a green home as well. In the case of an appliance in your household breaking down due to a covered incident, it will upgrade you to an energy star product that is qualified and without any extra cost.
We can also provide optional coverage from identity theft coverage, building codes coverage, and enhanced coverage on jewelry, watches, and furs, etc.
The price you pay for your Homeowners Insurance can be hundreds of dollars less if you contact us!
If you’d like to learn more about home insurance, browse our Homeowners FAQ or visit the Insurance Information Institute website. They provide a breadth of educational material to help increase public understanding of insurance.
Request a free Arizona Homeowners Insurance quote. Serving the Buckeye AZ and Phoenix AZ area, also including Apache Junction, Avondale, Benson. Bisbee, Bullhead City, Camp Verde, Carefree, Casa Grande. Cave Creek, Chandler, Chino Valley, Clarkdale, Clifton, Colorado City, Coolidge, Cottonwood, Dewey-Humboldt, Douglas, Duncan, also Eagar. El Mirage, Eloy, Flagstaff, Florence, Fountain Hills, Fredonia, Gila Bend, Gilbert, Glendale, Globe, Goodyear, Guadalupe, Hayden. Holbrook, Huachuca City, Jerome, Kearny, Kingman, Lake Havasu City, Litchfield Park, Mammoth, Marana, Maricopa, Mesa, Miami, also Nogales. Oro Valley, Page, Paradise Valley, Parker, Patagonia, Payson, Peoria, Pima, Pinetop-Lakeside, Prescott, Prescott Valley, also Quartzsite. Queen Creek, Safford, Sahuarita, San Luis, Scottsdale, Sedona, Show Low, Sierra Vista, Snowflake, Somerton, South Tucson, Springerville, St. Johns, Star Valley, Superior, Surprise, Taylor, Tempe, Thatcher, also Tolleson. Tombstone, Tucson, Tusayan, Wellton, Wickenburg, Willcox, Williams, Winkelman, Winslow, Youngtown, Yuma, and also all other cities near me in AZ.